New injury insurance for Gravity Haus members keeps you adventuring safely all year long.
SPOT insurance has your back. Here are all the summer activities you can do in Breckenridge, Vail, Winter Park and Truckee that are covered by SPOT.
We like to push ourselves, crank up the adrenaline and tackle those black diamond downhill trails just as much as you do. Sometimes we take it a little too far and our summer adventures go awry. That’s where adventure injury insurance saves the day.
Gravity Haus members can now take advantage of SPOT injury insurance for just $120 a year and $60/year for additional family members with a Gravity Haus membership. OR, Paid In Full 12 Month members get SPOT included in their membership!
You can’t get access to insurance like this for this killer rate on the open marketplace. Intrigued? Here’s the lowdown.
How SPOT Injury Insurance Works
If you have an accident while playing outside, first and foremost focus on getting the treatment you need. Visit any licensed physician, hospital, ER or urgent care clinic that’s convenient to you.
Whatever your physician recommends as treatment should be covered by SPOT, whether that’s diagnostic tests, scans, surgery, specialist visits, prescriptions, procedures, hospital stays, ambulance or air ambulance rides, physical therapy and more.
SPOT’s plan covers costs from your doctor-recommended treatment plan up to $25,000 for any covered physical injury as long as it’s carried out by a licensed medical professional. (Sorry, your spiritual healers aren’t covered here.) Basically, SPOT covers anything your licensed medical professional recommends that you need to fully recover from your accident.
What Outdoor Adventure Activities are Covered?
Activities covered by SPOT injury insurance include but aren’t limited to: Hiking, camping, rock climbing (excludes free solo climbing), bouldering (indoors or outdoors), mountain biking, road cycling, kayaking, rafting, trail running, road running, jogging, canyoneering, alpine rock climbing, high altitude mountaineering, paddle boarding, surfing, swimming, soccer, tennis, lacrosse and a full lineup of winter sports as well.
SPOT insurance does not cover medical conditions (such as illness), pre-existing conditions, or overuse injuries (wear and tear).
Policy Benefits Include:
- Accident Medical Expense Coverage up to $25,000
- Accidental Death & Dismemberment up to $10,000
- Heart or Circulatory Malfunction up to $10,000
- $0 deductible
Eligibility is open to all Gravity Haus registered Annual Dues Paying Members, including immediate family members.
How do I Submit a Claim?
All you have to do is log in to your account to report your accident at getspot.com/login. You can do this even if you haven’t received treatment or bills yet. Then, once you get your first bill or Explanation of Benefits, you can file a claim.
And you’re never alone in the insurance game. A dedicated SPOT team member will be by your side every step of the way. The SPOT crew simplifies the experience and resolves your claim as quickly as possible so you can focus on rest and recovery.
Learn more about SPOT injury insurance and get out and adventure at the top of your game this summer.